Wealth Management

Personalized wealth management services designed to grow, protect, and optimize your assets.

Retirement Planning

A proper retirement plan helps you prepare for a confident and secure future by aligning your savings, investments, and income strategies with your retirement goals. Our CFP® professionals evaluates factors such as retirement timing, lifestyle needs, taxes, Social Security, and risk management to create a personalized plan. The goal is to help you build, protect, and spend your wealth efficiently—so you can retire on your terms with clarity and confidence.

Investment Planning

Successful investing comes from understanding investment goals, accepting that there are no shortcuts, and engaging in a long-term, disciplined process that is guided by empirically validated knowledge. This is our definition of “grounded wisdom” which is the core of our investment philosophy. We design investment portfolios using experienced asset managers, keeping your investment objectives and tax considerations in mind. Investment management is an integral component of the financial planning process. We optimize portfolios, so they can lead to the plan’s goals and preferred outcomes on the smoothest path possible.

Education Planning

Educational planning involves designing an investment strategy that specifically addresses the educational needs of your family. Specifically, it involves forecasting what those needs will be and helping you create a plan to satisfy those needs. At Kernochan & Associates we take into consideration your time horizon, your school preferences, and if your family qualifies for any type of financial aid. We can help you plan accordingly so that you will be ready for the next stage of your child or grandchild’s educational growth.

Corporate Retirement Plans

Whether you’re looking for assistance in overseeing your current plan or implementing a new one, our team offers the attention and resources to guide you through every step, helping you distinguish among seemingly endless investment options, stay current with regulations and fiduciary responsibilities, as well as educate plan participants on their options. We have experience establishing and overseeing a variety of qualified retirement plans.

Risk Management

We review all of your insurance policies to determine if any changes need to be made to existing policies. We assess any areas where you are not adequately mitigating risk and suggest appropriate solutions depending on your circumstances.